Gateway Funding Horsham PA Mortgage Consulting Video Blog with Jay Moderski

Welcome back to my video blog. Interest rates have been phenomenal for the past year. You may have heard that they are beginning to creep up, though. Why is that?

Right now the Federal Reserve is purchasing bonds, giving investors more confidence. This in turns creates steady and low interest rates. However, as the market begins to improve, the Federal Reserve will eventually scale back on its bond purchasing. This will cause interest rates to rise.

Although, we don’t know exactly when this will happen, we know it will happen. The Federal Reserve meets Dec.17th and we should find out more information about whether they will scale back on their bond purchasing.

If you are considering making a real estate move, it’s important to keep an eye on this topic. If you have any questions, please give me a call! Thanks for watching!

Why work with us?

Jay Moderski has been Branch Manager of Gateway Funding since 2001. He has a professional staff that likes to keep things light and upbeat at all times! This behavior is reflected in the way his staff treats their customers. Buying or refinancing is stressful enough, but with Jay's team they take that stress away with their professional knowledge of all products to help you fully understand the loan that is best suited for you! Jay is a husband and father of 4 children, which keeps him busy when he is not working or studying for a test in the 37+ states he is licensed in!

Jay currently sits on the board for BLOCS which is an organization of local businesses that gives children of all ethnicities, incomes, and religions the opportunity of a high quality Catholic School education. His dedication to education influences all areas of his life, and his business is no exception. If you want to be properly educated and informed when making a decision as important as taking out a loan, Jay is the guy to talk to.

Jay Moderski
Branch Manager and Mortgage Originator
NMLS #: 133515
Phone: (215) 591-0222 x 1630
Fax: (215) 793-6073
Mobile: (267) 784-6957
jmoderski@gatewayfunding.com

What our happy clients have to say

Click to hear recent
testimonials from happy clients

Rachel - "Jay was very responsive and he kept me updated on the progress of everything and made sure to explain everything to me."

Steve - "They are both efficient in what they do and if you’re looking for a lending company that is upfront with you and willing to walk you through the process, you need to use Jay and Megan."

Lelia - "We got the mortgage which is what we wanted. It met our needs and it was a pretty smooth process so we were very happy. Everyone was really accessible that was the good thing. I worked closely with Megan and she was always accessible by phone or email and they would always call back if I had questions or anything. I’ve already referred the Jay Moderski team to a close friend of mine!"

Cateria - "They were very thorough. I didn’t have a negative or nerve wracking experience because they made sure to walk me through so it wasn’t as crazy. They did a nice job for us!"

Jose - "They worked really well with us and it was a positive experience. They were very accommodating and tried to find us what we were looking for. They were clear with everything and communication was great guiding us through the whole process. Even when it was a little delayed, they just kept looking and actually ended up finding us something better than what we were expecting!"

Tracy -"The overall mortgage went smoothly. I sold my home, and everything went great. I primarily dealt with his assistant Megan. If I had a question or anything, she would always respond to my emails. She was very helpful!"

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Happy Thanksgiving!

Federal Reserve Scaling Back on Bond Purchasing